We all have dreams. I used to have many. I dreamed of a career as a teacher. That was a spectacular failure. I dreamed of the house, the dog, the family... I have a dog. The foreclosure of my house prevents me from ever owning again...
I have the dog. The dog, along with the Spousal Equivalent and the cat are my family. I achieved that one.
I want to re-visit the dream of owning a home someday, but I don't know how. Where we are at right now, it would take a miracle to move into a better apartment. The credit score a mortgage would take aren't realistically achievable.
I think I'll put home ownership into the category of fantasy, and stick to a dream of better credit.